Consent Agreement for
Electronic Disclosures
and Communications

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction

You are submitting an application through the CaddiPay websites for credit and related products and services offered by lenders, including Great American Finance Holdings, LLC and Castle Credit Co Holdings, LLC (collectively referred to herein as “Participating Lenders”).

To offer you a loan, Participating Lenders, such as Great American Finance Holdings, LLC and Castle Credit Co Holdings, LLC, need your consent to receive certain disclosures, records, agreements, notices and other communications (“Disclosures and Communications”) in connection with your loan inquiry ("Loan Inquiry") electronically.

By providing your consent, Caddipay, on behalf of Participating Lenders, will conduct the transaction electronically, enabling you to sign and authorize Disclosures and Communications electronically, rather than on paper. If you do not want to consent to electronic delivery of Disclosures and Communications, you will not be able to submit an application.

Electronic Disclosures and Communications

Disclosures and Communications will be provided to you (and on behalf of any individual designated by you) electronically through a hyperlink provided on the Caddipay websites or a Participating Lender’s website, via your designated email address and/or posted to your account established with the applicable Participating Lender. Electronic delivery by any of these means will constitute proper notice to you under applicable law.

If you wish to obtain a paper copy of any legally required disclosure, you may write to Great American Finance Holdings, LLC, Attn: Legal Department (Disclosure Request), 1600 E 8th Ave., Tampa, FL 33605 with the details of your request. Paper copies will be provided to you at no charge.

Scope of Consent

Your consent to receive Disclosures and Communications and to do business electronically, and our agreement to do so, applies to this Loan Inquiry with Participating Lenders provided through CaddiPay.

Hardware and Software Requirements

Before you consent, you should consider whether you have the required hardware and software capabilities to access and retain the Disclosures and Communications electronically. You will need to use the following computer software and hardware:

  • Internet access with 128-bit encryption
  • Adobe Acrobat Reader 6 or higher
  • Ability to Store or Print the Disclosures and Communications
  • Internet Explorer 8 or higher
  • A valid working email account
  • Firefox version 3.6 or higher
  • A valid working mobile phone that can receive text messages

Withdrawing Consent

Because CaddiPay will provide the Disclosures and Communications to you instantaneously, you will not be able to withdraw your consent to do business electronically with CaddiPay during the Loan Inquiry process. However, after your Loan Inquiry is submitted, you may withdraw your consent to do business electronically in connection with your Loan Inquiry with CaddiPay and Participating Lenders at no cost to you. If you choose to withdraw your consent in connection with your Loan Inquiry, you can receive future Disclosures and Communications in paper form, by U.S. mail at no charge to you in writing at the address provided above. If you decide to withdraw your consent, the legal validity and enforceability of electronic Disclosures and Communications previously provided to you will not be affected.

Updating Your Contact Information

You should inform CaddiPay and Participating Lenders of any change in your telephone number, email address, or mailing address. You can update your information through your account portal with Participating Lenders or by writing to the address provided above.

Your Consent

By checking the box and clicking “continue” in the Caddipay sign up flow, which you adopt as your electronic signature, you agree that you can access Disclosures and Communications that are provided to you by the methods described above and consent to receive Disclosures and Communications from Caddipay and Participating Lenders electronically. If you do not wish to receive Disclosures and Communications electronically, you will not be able to utilize the service.